Description of applicationThe application is designed for motorist public. It is aimed to provide the injured parties with the information about the motor third party liability (MTPL) insurance. When you fill in the license plate number of the vehicle that has caused the accident and the date of the accident, data about the motor vehicle, such as insurance policy number and insurer of the vehicle will be displayed. The injured party makes a claim to insurance money arising from the MTPL insurance (mandatory contractual insurance) against the insurer. If no insurer is displayed upon filling in the required data, the injured party will use an opportunity to make his/her claim against Slovenská kancelária poisťovateľov.
Frontier Insurance is liability insurance invoked in case of damages caused by the operation of a foreign motor vehicle on the territory of the Slovak Republic and other Member States of Economic European Area (EEA). Frontier Insurance is provided for in Act 381/2001 Coll. on the MTPL insurance and on changes in, and amendments to, some laws (hereinafter the Act), Regulation 413/2001 Coll. that implemented the Act, applicable provisions of Civil Codex and the General Insurance Terms for the MTPL insurance in the territory of the Slovak Republic and other Member States of EEA.
FORMS for downloadDear motorists, you can fill in a proof of loss directly using this on-line form. After signing theprintout of your filled-in form, you should send it via fax or mail or you could bring it yourself. You can find the fax number on this document as well. To download this document, use the following form.Report of the claimant about presentation of claim for the compensation of insurance against civil liability in respect of the use of motor vehicles.
About usThe Slovenská kancelária poisťovateľov has been established by virtue of the Act No. 381/2001 on Compulsory MTPL Insurance and on changes in, and amendments to, some laws.Our tasksThe Slovenská kancelária poisťovateľov:administrates the Insurance Guarantee Fundunderwrites border insurancerepresents Insurers in international institutions dealing with liability insurance,concludes agreements with Insurers Bureaux of foreign countries, entities liable for loss indemnification in the Member States and the information centres of the Member States and secures the fulfilment of tasks resulting from these agreements,co-operates with government agencies in respect of issues concerning liability insurance,takes part in the prevention of losses in road traffic,acts as an information centre and maintains a liability insurance register (hereinafter the Register) to this end,informs, at the request of the Injured Party and based on data disclosed by the Injured Party, about ways of filing and settling claims for indemnification.Guarantee FundThe Bureau provides from the Guarantee Fund indemnification for:bodily injury and costs connected with death caused by the operation of an unknown motor vehicle,for which an unknown person is liable,loss caused by the operation of a motor vehicle for which a person without liability insurance is liable,loss caused by the operation of a motor vehicle, for which a person is liable, the liability of which is insured by an Insurer that, due to insolvency, cannot compensate this loss,loss caused by the operation of a foreign motor vehicle, for which a person is liable, the liability of which is insured with Frontier Insurance,loss caused by the operation of a foreign motor vehicle, operated by a driver, who had not the duty to contract border insurance at the entry to the Slovak Republic.
The Insurer is required to appoint a Claims Representative in each Member State of European Economic Area (EEA) except the one in which an insurance licence was granted to the Insurer. The position of a Claims Representative may be filled with a natural person or a legal entity with a permanent residence or with a registered business address in the relevant Member State of the EEA. The Claims Representative processes claims for and on behalf of the Insurer and for the Insurer’s account; the Claims Representative can act in this capacity for and on behalf of one or several Insurers; the operations of a Claims Representative do not constitute the establishment of an Insurer’s branch. The Claims Representative gathers information necessary to examine the Injured party’s claims for indemnification and acts towards paying such claims if loss is inflicted by the operation of a motor vehicle, in respect of which liability insurance was taken out in a Member State other than the one in which the Injured is a permanent resident or has a registered business address; which typically stays in a Member State other than the one in which the Injured is permanently resident or has a registered business address; on the territory of a Member State other than the one in which the Injured is permanent resident or has a registered business address. With regard to processing the Injured Party’s claims, the Claims Representative has the right to fully represent the Insurer and must provide for the examination of the Injured party’s claims in the official language of the Member State in which the Injured is a permanent resident or has a registered business address; this will be accomplished without a compromise to the right of the Injured to press claims for indemnification directly against the Insurer or the person who inflicted the loss.
What should you do if someone caused you a damage within the territory of the Slovak Republic? Ask the party at fault to give you the following details (please validate the data using the guilty party’s documents): first name, family name and permanent address, business name and registered business address of the employer, provided that the damage was caused while the party at fault was carrying out their work, first name, family name and permanent address or business name and registered business address of the motor vehicle holder, business name and registered business address of the insurer that underwrote MTPL insurance, insurance policy number, registration number or licence plate number of the motor vehicle and international designation of the country in which the motor vehicle that caused damage is registered, green card number or frontier insurance policy number of the motor vehicle of the party at fault if that vehicle is a foreign one (you may also want to obtain photocopies of those documents). Please, complete together with the other parties involved in the road accident, a Notice of accident form (available from insurers on completion of coverage formalities). If you do not have the form, please try and draw up a written report listing all basic identification data concerning the accident (date, time and venue) with the other parties involved in the accident participants and their motor vehicles, witnesses to the accident and all injured parties and give a detailed account of the circumstances of the accident and the damage (scope and amounts) sustained by each participant. Please, remember to include a drawing or a layout of the accident venue, photographs etc.. Unless you agree in writing with the other parties involved in the road traffic accident as to who is the party at fault, we recommend that you report each accident to a Police Force unit. However, if the accident entails the death of a person or a bodily injury or if an implicated vehicle including transported assets or any other property sustains damage manifestly in excess of SKK 60,800, under the law you are obliged to promptly report such a traffic accident to a Police Force unit. If the traffic accident is being investigated by a Police Force unit, do not sign the police report unless you agree with its wording. If you disagree, make sure that your reservations will be reflected in the report. Please, present your claim for compensation, enclosing documents corroborating the liability of the driver or holder of the motor vehicle to: The claims representative appointed in your country by the insurer of the vehicle that caused the accident in case the accident was caused by the motor vehicle normally based in a Member State of the European Economic Area (EEA) and insured by insurance company of the EEA Member State. The insurer of the vehicle, which caused the accident, in case this vehicle is insured by insurer and normally based in a Non-member State of EEA or to the Slovak Insurers Bureau if compensation is to be paid out of the Insurance Guarantee Fund.
Accidents outside the territory of the Slovak Republic